In the world of finance, lending is the lifeblood that fuels economic growth and prosperity. Whether it’s a small business seeking funds for expansion or an individual buying a home, loans are an essential component of modern economies. However, lending always carries inherent risks, as there’s no guarantee that borrowers will meet their repayment obligations. … Continued

In the past year, there has been so much talk about the capabilities and consequences of artificial intelligence. Oftentimes, the discussion about how AI will affect the business landscape has been centered on the potential elimination of some roles. While this is a sound concern, many AI and business experts alike believe that the more … Continued

The financial landscape is undergoing a seismic shift, and banks are facing intense competition from a formidable challenger: direct lenders. These digital-first lenders have disrupted the traditional lending model and are rapidly gaining ground. To remain relevant and competitive in this changing environment, banks must embrace new technologies that enable them to match the speed, … Continued

Opportunities in Turbulent Markets In the aftermath of economic crises and downturns, distressed debt has often emerged as a compelling investment opportunity. While the global financial crisis of 2008 and the COVID-19 pandemic wreaked havoc on the global economy, they also paved the way for a resurgence of distressed debt. As economies rebound and financial … Continued

Amidst high interest rates and steep costs of capital, loan management technology will play a significant role this year when it comes to helping commercial lenders maintain profits and establish a competitive edge.  In today’s market, lenders who implement end-to-end software with advanced data management features and AI-powered automations are sure to come out ahead. … Continued

With inflation at a 40-year high, the Fed is doing its part to slam the brakes on customer demand. Over the past year, the Fed has hiked rates a total of 6 times – resulting in the fastest rate increase for a single year since the 1980s. The benchmark borrowing rate is now at its … Continued

Commercial loan origination and management, and particularly middle-market lending, is no simple task. Compared to consumer loans, commercial loans typically involve substantially more data and document collection, rigorous underwriting, and ongoing management. Why the complexity? Because, as loan size increases, lending naturally becomes much more complex and is marked by a high degree of loan … Continued